Emerald Lending Collective
Last Updated: [March 2026]
Emerald Lending Collective is a trading name of Barron Advisory Services Pty Ltd.
Authorise Credit Representative: 57641 of Regional Finance Solutions Pty Ltd ACL: 484980
This website ("Site") is operated by Emerald Lending Collective. We provide mortgage and finance broking services including loan comparison, credit assistance and support with loan applications.
We operate as a Credit Representative of Regional Finance Solutions Pty Ltd (Australian Credit Licence 484980).
By accessing or using this Site, you agree to be bound by these Terms & Conditions. If you do not agree, you should stop using the Site.
We reserve the right to amend these Terms at any time. Changes take effect upon publication.
The content on this Site is general information only and does not take into account your specific financial situation, objectives or needs.
Nothing on this Site constitutes financial, legal or tax advice, personal credit advice, or a recommendation to enter any credit product.
You should seek independent advice before acting on information on this Site.
When providing formal credit assistance, we comply with obligations under the National Consumer Credit Protection Act 2009 (Cth), including responsible lending requirements and Best Interests Duty.
These obligations apply only when formal credit assistance is provided and not when merely browsing this Site.
Loan approval is determined solely by the relevant lender and subject to credit assessment, verification of documents, and lender policies.
We do not guarantee loan approval, loan amounts, interest rates, or specific outcomes.
We may receive commissions or referral payments from lenders or service providers. Full details of any fees or commissions will be disclosed in formal engagement documents such as a Credit Quote or Credit Proposal Disclosure.
While we aim to ensure information is accurate and up to date, we do not warrant that the content is complete, error-free, or suitable for your circumstances. Lending criteria and interest rates may change without notice.
Any calculators, borrowing power estimates or tools provided on this Site are estimates only and do not constitute loan approval or lending advice.
To the maximum extent permitted by law, we exclude liability for any loss or damage arising from reliance on information on this Site, errors or omissions, or interruptions to Site for availability.
This Site may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or services of third parties. Links do not constitute endorsement.
All content on this Site is owned or licensed by Emerald Lending Collective unless otherwise stated. You may not reproduce or distribute content without written permission.
If you have a complaint, please contact us first.
If unresolved and related to credit assistance, you may escalate to:
Australian Financial Complaints Authority (AFCA)
Website: www.afca.org.au
Phone: 1800 931 678
We collect and handle personal information in accordance with our Privacy Policy. By using this Site, you consent to our handling of personal information in line with that policy.
We do not guarantee continuous or error-free access to the Site and reserve the right to modify, suspend or terminate the Site at any time.
You must not use this Site for unlawful activity, to upload malicious content, or to scrape data without permission.
These Terms are governed by the laws of New South Wales, Australia, and you submit to the exclusive jurisdiction of the courts of that state.
For legal or Terms & Conditions enquiries, please contact:
Emerald Lending Collective
Email: emeralddlendingcollective@pm.me
Phone: 0407 704 898
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This information is general and does not constitute financial or credit guidance.
Your full situation will need to be reviewed before any offer can be made.
Emerald Lending Collective, a trading name of Barron Advisory Services Pty Ltd, Authorised Credit Representative: 576491 of Regional Finance Solutions Pty Ltd ACL: 484980
Emerald Lending Collective
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